Basic Business
Construction Insurance
Hold Harmless

There are basically three kinds of indemnity or hold harmless clauses typically contained in contracts

An assumption of risk form (also called a liability waiver, release, or disclaimer) is appropriate to reduce risk

Answer: not unless the indemnitee has a judgment for indemnity against the indemnitor

A manual to assist agency staff who draft and review contracts

Consists of three articles on the subject

Online slide presentation covers the basics

Includes sample language for an LOL clause

A discussion of hold harmless agreements as related to the construction industry

Full text of a university's policy on hold harmless and indemnity agreements

Analysis of indemnification court cases in New York, California, Indiana, Minnesota

Full text of a hold harmless agreement and insurance contract requirements used by a state agency

The importance of certificates of insurance and written agreements when hiring subcontractors

How to employ risk transfer as a strategy for protection

A discussion of certificates of insurance, written contracts and agreements, recordkeeping

A series of sample agreements for service contracts, environmental services and consulting, professional services

Several lessons regarding the indemnity issues between the owner, contractor, and subcontractor can be learned

A waiver of subrogation does not prevent an injured subcontractor's employee from filing suit against the contractor